In the past, Hubby and I kept our insurance levels at the bare minimum. Essentially, we purchased just enough to cover our belongings, and we generally chose higher deductibles so we could lower our premiums. It seemed to be the wisest financial choice, since both of us are skilled professionals with income.
However, now that we have Baby on the way, we've had to rethink our position on insurance. Since this is our first child, we really have no idea what type of financial impact this "new addition" will have on our life. As a result, we both want to make sure that we have adequate insurance coverage in the event of an emergency, disaster or other damaging event.
And we're not the type of folks to blindly go with the first insurance company that offers us their business. Instead, we prefer to browse around and shop for price quotes to ensure that we get a good deal. Fortunately, there are plenty of insurance websites that can help us find the right coverage for the right price. Car Insurance, life insurance, homeowners insurance and health insurance are just a few of the different types of insurance that can be researched online.
Hubby and I haven't yet made any final decisions about the new insurance coverage we will need. But by researching different types of insurance with online insurance websites, we're confident that we'll be able to choose an insurance plan that meets our new and growing needs.